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Having Two Cars Can Be Twice as Nice

Jul 31, 2013

If you are considering buying a second car, you might want to think about getting new auto insurance as well because a multi-car policy can be cheaper than two individual policies.

Here’s a breakdown of what you can expect with your auto insurance if you buy a second car.

Why would I need it?

Having two cars automatically requires a second policy. If you drive a car, it must be insured.  That is the law.


The multi-car policy offers one the most common auto insurance discounts. If you have more than one vehicle on a single policy, then the multi-car discount usually applies.

What can you do to lower your premiums even further?

  • Make sure that all of your policies are with the same company
  • If you have a seasonal vehicle you may be able to get  standard coverage, which reduces the amount of coverage on the vehicle and lowers your premiums
  • You can get a discount up to 20 percent if you combine your auto policy with your home and life policies
  • If you only drive the car occasionally and don’t put many miles on it, your premiums can be quite low
  • If you keep your second car in storage

Many of us think that a discount always comes with a catch. But there’s no catch here. Insurance companies save a lot of time processing paperwork when they include all of your vehicles in one policy. Saving time means saving money, which is a key factor for big companies. If you insure each vehicle separately, there is twice as much paperwork and time spent servicing you.

Other vehicles are welcomed

If you own a boat, motorcycle or other vehicle, then you can include them into your policy for an even greater discount.

Our insurance agents will always provide you with great customer service and excellent prices.

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